Pros and Cons of Using Insurance for Therapy
Many people understandably want to use health insurance for therapy if they have the benefits. Private pay rates for therapists can be high—and in many cases, use of health insurance benefits is the only thing that affords people the opportunity. The difference between $150 per session out-of-pocket vs. what might be as low as a $10 copay (in some cases less) might be seen as a total no-brainer. That said, when using health insurance benefits …